Maryam Nawaz Free Plot Scheme: Punjab Chief Minister Maryam Nawaz Sharif launched an ambitious housing initiative in early 2025 under the banner of “Apni Zameen Apna Ghar” (Your Land, Your Home). The scheme provides free 3-marla residential plots (~ 675 sq.ft.) to homeless and underprivileged families in Punjab.
Scope & Scope of Distribution:
- Phase 1 includes around 1,892 to 2,000 free plots across 19–22 districts in Punjab.
- The plots are distributed through 23 housing schemes, including Zahra Homes/Maskan Ravi (Kala Shah Kaku, Lahore), where 100 energy-efficient homes—with solar power, RO water facility, schools, mosques, and medical dispensaries—have already been allocated.
Where Plots Are Being Allotted:
Here’s a breakdown of regional allocations in the first phase:
- Rawalpindi Division: ~658 plots
- Faisalabad Division: ~288 plots
- Lahore Region: ~518 plots
- Bhakkar Region: ~131 plots
- Multan Region: ~270 plots
- Bahawalpur Region: ~27 plots
Eligibility Criteria:
To qualify for this scheme:
- Must be a permanent resident of Punjab with valid CNIC
- Non-ownership: Neither the applicant nor spouse or dependents should own property
- Must apply within the applicant’s district
- Must have no criminal record or bank default
- Priority is given to women, widows, orphans, disabled individuals, and daily-wage laborers
Application & Allotment Process:
- Applications are submitted online via the official e-portal (e.g., azag.punjab.gov.pk)
- Applications are verified using NADRA and PLRA databases
- A computerized balloting system selects successful applicants to ensure full transparency
Terms & Conditions After Allotment:
Successful applicants must adhere to the following:
- Begin construction within 6 months of allotment
- Complete construction within 2 years
- Cannot sell or transfer the plot for 5 years
- Non-compliance can result in repossession by the Punjab Housing and Town Planning Agency (PHATA)
Additional Support Under APNI CHHAT APNA GHAR:
Alongside free plots, the government offers interest-free construction loans up to ₨1.5 million (possibly increased to ₨2 million), to be repaid over 7 years, with monthly installments of around ₨14,000. This support helps landowners build their homes affordably.
Why This Matters?
This scheme addresses pressing issues:
- Provides permanent housing to low-income, landless families
- Promotes housing equity and social stability
- Reduces homelessness and enables the poor to gain property rights
- Encourages transparent, tech-driven governance
FAQ’S
Q1. What is the Maryam Nawaz Free Plot Scheme?
It’s a Punjab government housing initiative under Apni Zameen Apna Ghar, providing free 3-marla residential plots to homeless and low-income families across Punjab.
Q2. How many plots are being given in the first phase?
Around 1,892 to 2,000 plots are distributed in 19–22 districts, under 23 housing schemes.
Q3. How do I apply for the free plot scheme?
Applications must be submitted online through the official Punjab government portal: azag.punjab.gov.pk. Verification is done via NADRA and PLRA databases, and allotment is based on computerized balloting.
Q4. Can I get a loan for house construction?
Yes. Under the Apni Chhat Apna Ghar scheme, beneficiaries can avail interest-free loans up to PKR 1.5–2 million, repayable in 7 years with affordable monthly installments.
Q5. Where are the plots located?
Plots are spread across Punjab, including Rawalpindi, Faisalabad, Lahore, Bhakkar, Multan, and Bahawalpur regions. Special model housing colonies like Zahra Homes (Kala Shah Kaku, Lahore) are also part of the project.
