The Punjab Himmat Card Phase 2 – 2025 has officially launched, bringing renewed financial relief for Persons with Disabilities (PWDs) across Punjab. Under the leadership of Chief Minister Maryam Nawaz, this initiative aims to ensure dignity, inclusion, and direct financial assistance without unnecessary delays or middlemen.With Phase II, the program expands its reach by adding 25,000 new beneficiaries, providing them with a Rs. 10500 quarterly stipend through a secure, card-based system. If you or a family member is eligible, this guide will walk you through the eligibility criteria, application process, PMT rules, and ATM usage details.
What is the Punjab Himmat Card Phase 2?
The Punjab Himmat Card is a biometric debit-style welfare card introduced to support PWDs financially and socially. Initially launched in 2024, the program’s Phase II began in August 2025, with a renewed focus on transparency and accessibility.Instead of cash handouts, beneficiaries receive their stipend directly via a biometric-enabled card, usable at ATMs across Punjab. This system ensures quick, traceable, and corruption-free distribution of funds.
Punjab Himmat Card
- Quarterly Stipend: Rs. 10500 every three months (direct transfer).
- ATM Access: Withdraw money through biometric verification at ATMs.
- Expanded Coverage: Inclusion of underserved rural districts and those missed in Phase I.
- Priority Support: Extra focus on flood-affected families and households left out previously.
- Digital Monitoring: Transparent oversight to prevent misuse.
Eligibility Criteria
To qualify, applicants must meet specific requirements verified by government records.:
- Must be a resident of Punjab (as per CNIC).
- Possess a valid government-recognized disability certificate.
- Registered in official social protection or household survey databases.
- PMT (Poverty Means Test) score within the program’s set threshold.
- Verified through biometric screening at e-Khidmat centers.
Application Process
- Visit Verification Camp / e-Khidmat Center
- Submit your Himmat Card registration form and undergo biometric verification.
- Data Matching
- Authorities cross-check your details with disability records and PMT scores.
- Approval & Card Issuance
- Once approved, your Himmat Card will be issued.
- Receive Quarterly Payments
- Withdraw Rs. 10500 every quarter directly from ATMs using fingerprint verification.
Tip: For an official Himmat Card online check, always use Punjab Government’s official portal or helpline. Avoid third-party or suspicious websites.
Punjab Himmat Card 2025
| Feature | Details |
| Program Phase | Phase 2 (Launched August 2025) |
| New Beneficiaries | 25,000 PWDs added |
| Total Coverage | ~65,000 PWDs after Phase II |
| Stipend Amount | Rs. 10500 every quarter |
| Access Method | ATM + Biometric Verification |
| Priority Groups | Flood-affected families, missed in Phase I |
| Oversight | Digital monitoring & audits |
PMT Score
The PMT (Poverty Means Test) score is calculated during official household surveys conducted by social protection authorities. Applicants cannot generate this score on their own. Instead, it is automatically pulled from government databases and verified during registration.If you’re unsure about your PMT score, you can verify it at e-Khidmat centers or through the official Punjab social protection portal (when available).
Using the Himmat Card at ATMs
The Himmat Card works like a debit card, but with added biometric security. Beneficiaries can:
- Insert the card at any participating ATM.
- Verify their fingerprint for authentication.
- Withdraw their quarterly Rs. 10500 stipend without any intermediaries.
This system ensures no deductions, no delays, and no third-party involvement.
FAQs About Punjab Himmat Card 2025
Q1: Who can apply for the Himmat Card?
Only verified Persons with Disabilities (PWDs) residing in Punjab who meet the disability certificate and PMT score requirements can apply.
Q2: How much financial aid is given under Phase II?
Each eligible beneficiary receives Rs. 10500 every three months directly through the card.
Q3: How do I check my application status?
You can track your application through the Punjab Government’s official Himmat Card portal or by contacting the e-Khidmat helpline.
Q4: Is there an online registration option?
Yes, the online portal will reopen periodically. However, physical verification at e-Khidmat centers is mandatory.
Q5: Can the Himmat Card be used like a regular debit card?
Q5: Can the Himmat Card be used like a regular debit card?
No, it is limited to stipend withdrawals and cannot be used for shopping or transfers
Final Word
The Punjab Himmat Card Phase 2 – 2025 represents a major step toward an inclusive welfare system in Punjab. By expanding support to 25,000 additional beneficiaries and ensuring quarterly financial aid of Rs. 10500, the government is helping PWDs live with dignity, independence, and financial stability.If you or your family member qualifies, make sure to apply only through official channels and keep your documents ready for smooth processing.
